Finland Non Performing Loans Ratio
2014 - 2025 | Quarterly | % | CEIC Data
Key information about Finland Non Performing Loans Ratio
- Finland Non Performing Loans Ratio stood at 1.4 % in Sep 2025, compared with the ratio of 1.5 % in the previous quarter
- Finland Non Performing Loans Ratio data is updated quarterly, available from Dec 2014 to Sep 2025
- The data reached an all-time high of 1.6 % in Mar 2019 and a record low of 0.7 % in Mar 2017
The International Monetary Fund provides quarterly Non Performing Loans Ratio.
Further information about Finland Non Performing Loans Ratio
- In the latest reports, Money Supply M2 in Finland increased 3.1 % YoY in Nov 2025
- Finland Foreign Exchange Reserves was measured at 10.6 USD bn in Dec 2025
- The Foreign Exchange Reserves equaled 1.4 Months of Import in Nov 2025
- The country's Domestic Credit reached 0.0 USD mn in May 2025, representing an drop of 100.0 % YoY
- Household Debt of Finland reached 211.8 USD bn in Dec 2024, accounting for 74.1 % of the country's Nominal GDP
View Finland's Non Performing Loans Ratio from Dec 2014 to Sep 2025 in the chart:
What was Finland's Non Performing Loans Ratio in Sep 2025?
Finland Non Performing Loans Ratio stood at 1.4 % in Sep 2025, compared with the ratio of 1.5 % in the previous quarter See the table below for more data.
| Last | Previous | Min | Max | Unit | Frequency | Range |
|---|---|---|---|---|---|---|
| 1.4 Sep 2025 | 1.5 Jun 2025 | 0.7 Mar 2017 | 1.6 Mar 2019 | % | quarterly | Dec 2014 - Sep 2025 |
Non Performing Loans Ratio by Country Comparison
| country/region | Last | Frequency | Range |
|---|---|---|---|
| Albania (%) | 3.8 Dec 2025 | monthly | Jul 2007 - Dec 2025 |
| Algeria (%) | 20.7 2024 | yearly | 2009 - 2024 |
| Argentina (%) | 4.2 Sep 2025 | monthly | Dec 2002 - Sep 2025 |
| Armenia (%) | 1.3 Dec 2025 | monthly | Jan 2005 - Dec 2025 |
| Australia (%) | 1.2 Sep 2025 | quarterly | Jun 2004 - Sep 2025 |
| Austria (%) | 3.0 Jun 2025 | semiannually | Dec 2009 - Jun 2025 |
| Azerbaijan (%) | 5.9 Mar 2015 | quarterly | Dec 2009 - Mar 2015 |
| Bahrain (%) | 2.7 Sep 2025 | semiannually | Mar 2013 - Sep 2025 |
| Bangladesh (%) | 24.1 Mar 2025 | quarterly | Mar 2003 - Mar 2025 |
| Belarus (%) | 1.0 Dec 2018 | monthly | Dec 2003 - Dec 2018 |
| Belgium (%) | 0.2 Sep 2025 | quarterly | Jun 2024 - Sep 2025 |
| Bolivia (%) | 3.1 Jun 2025 | monthly | Aug 2014 - Jun 2025 |
| Bosnia and Herzegovina (%) | 2.7 Sep 2025 | quarterly | Dec 2000 - Sep 2025 |
| Botswana (%) | 3.2 Sep 2025 | quarterly | Dec 2002 - Sep 2025 |
| Brazil (%) | 4.1 Dec 2025 | monthly | Mar 2011 - Dec 2025 |
| Brunei (%) | 1.9 Sep 2025 | quarterly | Mar 2011 - Sep 2025 |
| Bulgaria (%) | 2.0 Sep 2025 | quarterly | Mar 2015 - Sep 2025 |
| Cambodia (%) | 7.2 2024 | yearly | 2009 - 2024 |
| Canada (%) | 0.7 Sep 2025 | quarterly | Mar 2005 - Sep 2025 |
| Chile (%) | 2.4 Dec 2025 | monthly | Jan 2009 - Dec 2025 |
| China (%) | 1.5 Dec 2025 | quarterly | Mar 2005 - Dec 2025 |
| Colombia (%) | 4.0 Nov 2025 | monthly | Apr 1995 - Nov 2025 |
| Croatia (%) | 2.4 Jun 2025 | quarterly | Dec 2001 - Jun 2025 |
| Cyprus (%) | 4.0 Nov 2025 | monthly | Dec 2014 - Nov 2025 |
| Czech Republic (%) | 1.6 Nov 2025 | monthly | Jan 2002 - Nov 2025 |
| Denmark (%) | 1.6 Jun 2025 | quarterly | Dec 2010 - Jun 2025 |
| Ecuador (%) | 5.3 Nov 2025 | monthly | Jan 2006 - Nov 2025 |
| Egypt (%) | 2.1 Jun 2025 | quarterly | Mar 2011 - Jun 2025 |
| Estonia (%) | 0.4 Dec 2025 | monthly | Dec 2000 - Dec 2025 |
| European Union (%) | 3.7 2017 | yearly | 2008 - 2017 |
| Finland (%) | 1.4 Sep 2025 | quarterly | Dec 2014 - Sep 2025 |
| France (%) | 2.1 2023 | yearly | 2008 - 2023 |
| Georgia (%) | 1.7 Jun 2023 | monthly | Dec 2003 - Jun 2023 |
| Germany (%) | 1.5 2023 | yearly | 2005 - 2023 |
| Ghana (%) | 18.9 Dec 2025 | monthly | Dec 2005 - Dec 2025 |
| Greece (%) | 31.9 Dec 2013 | quarterly | Mar 2005 - Dec 2013 |
| Hong Kong SAR, China (%) | 2.2 Dec 2025 | quarterly | Mar 1997 - Dec 2025 |
| Hungary (%) | 1.6 Sep 2025 | quarterly | Dec 2015 - Sep 2025 |
| Iceland (%) | 7.8 2021 | yearly | 2009 - 2021 |
| India (%) | 2.2 2025 | yearly | 1998 - 2025 |
| Indonesia (%) | 2.3 Aug 2025 | monthly | Jan 2003 - Aug 2025 |
| Iran (%) | 11.1 Jun 2025 | monthly | Jan 2011 - Jun 2025 |
| Ireland (%) | 1.0 Mar 2025 | quarterly | Mar 2010 - Mar 2025 |
| Israel (%) | 0.7 Jun 2025 | quarterly | Mar 2011 - Jun 2025 |
| Italy (%) | 2.7 Sep 2025 | quarterly | Jun 2008 - Sep 2025 |
| Japan (%) | 1.1 Mar 2025 | semiannually | Mar 1999 - Mar 2025 |
| Jordan (%) | 5.6 2024 | yearly | 2001 - 2024 |
| Kazakhstan (%) | 3.7 Nov 2025 | monthly | Apr 2008 - Nov 2025 |
| Kenya (%) | 15.1 Jun 2025 | quarterly | Mar 2016 - Jun 2025 |
| South Korea (%) | 0.5 Sep 2025 | quarterly | Jun 2001 - Sep 2025 |
| Kosovo (%) | 2.0 May 2025 | monthly | Jul 2010 - May 2025 |
| Kuwait (%) | 1.6 Sep 2025 | quarterly | Mar 2011 - Sep 2025 |
| Kyrgyzstan (%) | 10.5 Dec 2025 | monthly | Dec 2000 - Dec 2025 |
| Laos (%) | 1.4 Sep 2025 | quarterly | Dec 2017 - Jun 2025 |
| Latvia (%) | 1.3 Sep 2025 | quarterly | Dec 2004 - Sep 2025 |
| Lebanon (%) | 23.8 Jun 2020 | quarterly | Jun 2011 - Jun 2020 |
| Lithuania (%) | 0.5 Jun 2025 | quarterly | Mar 2009 - Jun 2025 |
| Luxembourg (%) | 0.2 Dec 2013 | semiannually | Dec 2005 - Dec 2013 |
| Macau SAR, China (%) | 4.9 Dec 2025 | monthly | Jan 1990 - Dec 2025 |
| North Macedonia (%) | 2.2 Sep 2025 | quarterly | Dec 2005 - Sep 2025 |
| Malawi (%) | 9.4 Dec 2024 | quarterly | Dec 2003 - Dec 2024 |
| Malaysia (%) | 1.4 Dec 2025 | monthly | Dec 2005 - Dec 2025 |
| Malta (%) | 2.0 2024 | yearly | 2003 - 2024 |
| Mauritius (%) | 4.1 Jun 2025 | quarterly | Mar 2009 - Jun 2025 |
| Mexico (%) | 2.2 Sep 2025 | quarterly | Dec 1994 - Sep 2025 |
| Moldova (%) | 4.1 Dec 2025 | monthly | Sep 2002 - Dec 2025 |
| Mongolia (%) | 5.1 Dec 2025 | monthly | Dec 1996 - Dec 2025 |
| Montenegro (%) | 4.3 Jun 2024 | monthly | Aug 2010 - Jun 2024 |
| Morocco (%) | 8.0 Dec 2025 | monthly | Dec 2001 - Dec 2025 |
| Nepal (%) | 2.5 2015 | yearly | 2003 - 2015 |
| Netherlands (%) | 1.5 Sep 2025 | quarterly | Mar 2008 - Sep 2025 |
| New Zealand (%) | 0.5 Dec 2017 | quarterly | Mar 1996 - Dec 2017 |
| Nigeria (%) | 6.1 2019 | yearly | 2003 - 2019 |
| Norway (%) | 0.4 2022 | yearly | 1990 - 2022 |
| Oman (%) | 4.5 Sep 2025 | quarterly | Jun 2008 - Sep 2025 |
| Pakistan (%) | 6.6 Sep 2025 | quarterly | Mar 2006 - Sep 2025 |
| Palestinian Territory (%) | 3.4 Jun 2024 | quarterly | Dec 2008 - Jun 2024 |
| Panama (%) | 1.6 Nov 2025 | monthly | Dec 2008 - Nov 2025 |
| Paraguay (%) | 2.1 Dec 2025 | monthly | Jan 1999 - Dec 2025 |
| Peru (%) | 2.9 Dec 2025 | monthly | Dec 2004 - Dec 2025 |
| Philippines (%) | 3.3 Nov 2025 | monthly | Mar 2008 - Nov 2025 |
| Poland (%) | 4.7 Nov 2025 | monthly | Dec 1996 - Nov 2025 |
| Portugal (%) | 1.1 Dec 2025 | monthly | Dec 1997 - Dec 2025 |
| Qatar (%) | 3.7 2024 | yearly | 2000 - 2024 |
| Romania (%) | 2.7 Nov 2025 | monthly | Sep 2014 - Nov 2025 |
| Russia (%) | 16.8 Nov 2020 | monthly | Jun 2009 - Nov 2020 |
| Saudi Arabia (%) | 1.1 Sep 2025 | quarterly | Mar 2009 - Sep 2025 |
| Serbia (%) | 2.2 Sep 2025 | quarterly | Sep 2008 - Sep 2025 |
| Singapore (%) | 1.3 Dec 2019 | quarterly | Dec 2008 - Dec 2019 |
| Slovakia (%) | 2.0 Dec 2025 | monthly | Jan 2009 - Dec 2025 |
| Slovenia (%) | 0.8 Nov 2025 | monthly | Mar 2008 - Nov 2025 |
| South Africa (%) | 4.8 Nov 2025 | monthly | Jan 2008 - Nov 2025 |
| Spain (%) | 2.8 Nov 2025 | monthly | Jan 1962 - Nov 2025 |
| Sri Lanka (%) | 4.5 2021 | yearly | 1998 - 2021 |
| Sudan (%) | 3.7 2021 | yearly | 2000 - 2021 |
| Sweden (%) | 0.4 Sep 2025 | quarterly | Mar 2012 - Sep 2025 |
| Switzerland (%) | 0.8 2023 | yearly | 2005 - 2023 |
| Taiwan, China (%) | 0.1 Nov 2025 | monthly | Jan 2004 - Nov 2025 |
| Tajikistan (%) | 20.6 Apr 2019 | monthly | Jan 2000 - Apr 2019 |
| Thailand (%) | 3.0 Dec 2019 | quarterly | Mar 1998 - Dec 2019 |
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Learn more about what we doFinland Key Series
| Government and Public Finance | Last | Frequency | Range |
|---|---|---|---|
| Consolidated Fiscal Balance: % of GDP (%) | -3.4 Sep 2025 | quarterly | Dec 1999 - Sep 2025 |
| Consolidated Fiscal Balance (USD mn) | -1,195.774 Jun 2025 | quarterly | Mar 1999 - Jun 2025 |
| Tax Revenue (USD mn) | 22,754.077 Sep 2025 | quarterly | Mar 1999 - Sep 2025 |
| Tax Revenue: % of GDP (%) | 27.8 Sep 2025 | quarterly | Mar 1999 - Sep 2025 |
| National Government Debt (USD mn) | 289,404.3 Jun 2025 | quarterly | Mar 2000 - Jun 2025 |
| Government Debt: % of GDP (%) | 88.5 Jun 2025 | quarterly | Mar 2000 - Jun 2025 |
| Forecast: Government Expenditure (EUR bn) | 186.494 2030 | yearly | 1980 - 2030 |
| Forecast: Government Net Debt (EUR bn) | 309.778 2030 | yearly | 1980 - 2030 |
| Forecast: Government Revenue (EUR bn) | 175.335 2030 | yearly | 1980 - 2030 |
| GG: Net Lending/Net Borrowing (EUR mn) | -4,276.000 Sep 2025 | quarterly | Mar 1999 - Sep 2025 |
| General Government (GG): Revenue (EUR mn) | 35,020.000 Sep 2025 | quarterly | Mar 1999 - Sep 2025 |
| GG: Expenditure (EUR mn) | 42,266.000 Dec 2024 | quarterly | Mar 1999 - Dec 2024 |
| Foreign Trade | Last | Frequency | Range |
|---|---|---|---|
| Forecast: Exports of Goods Growth (%) | 2.000 2030 | yearly | 1981 - 2030 |
| Trade Balance (USD mn) | -245.9 Dec 2025 | monthly | Jan 1992 - Dec 2025 |
| Total Exports (USD mn) | 6,818.9 Dec 2025 | monthly | Jan 1999 - Dec 2025 |
| Total Exports Growth (%) | -6.4 Dec 2025 | monthly | Jan 2000 - Dec 2025 |
| Aluminum: Exports (USD th) | 135,600.152 2024 | yearly | 1995 - 2024 |
| Exports: Medicament (USD th) | 2,017,109.121 2024 | yearly | 1995 - 2024 |
| Exports: Medicinal and Pharmaceutical Product (USD th) | 358,311.799 2024 | yearly | 1995 - 2024 |
| Total Imports (USD mn) | 7,330.5 Oct 2025 | monthly | Jan 1999 - Oct 2025 |
| Total Imports Growth (%) | 5.7 Nov 2025 | monthly | Jan 2000 - Nov 2025 |
| Imports: Medicament (USD th) | 1,931,939.585 2024 | yearly | 1995 - 2024 |
| Imports: Medicinal and Pharmaceutical Product (USD th) | 743,179.622 2024 | yearly | 1995 - 2024 |
| Total Exports to USA (USD mn) | 533.403 Nov 2025 | monthly | Apr 1964 - Nov 2025 |
| Total Imports from USA (USD mn) | 299.683 Nov 2025 | monthly | Jan 1996 - Nov 2025 |
| Total Exports to China (USD mn) | 335.174 Nov 2025 | monthly | Feb 1981 - Nov 2025 |
| Total Imports from China (USD mn) | 730.630 Nov 2025 | monthly | Jan 1996 - Nov 2025 |
| Exports: SITC (EUR) | 6,031,716,120.000 Nov 2025 | monthly | Jan 1996 - Nov 2025 |
| Exports: Europe: Germany (EUR) | 631,156,540.000 Nov 2025 | monthly | Jan 1996 - Nov 2025 |
| Exports: North America: United States of America (EUR) | 461,500,977.000 Nov 2025 | monthly | Jan 1996 - Nov 2025 |
| Exports: Europe: Sweden (EUR) | 696,853,885.000 Nov 2025 | monthly | Jan 1996 - Nov 2025 |
| Exports: Europe: Netherlands (EUR) | 346,196,868.000 Nov 2025 | monthly | Jan 1996 - Nov 2025 |
| Exports: Europe: Russia (EUR) | 5,298,065.000 Nov 2025 | monthly | Jan 1996 - Nov 2025 |
| Exports: sa (EUR mn) | 6,456.057 Oct 2025 | monthly | Jan 1999 - Oct 2025 |
| Exports: SITC: BM: Paper, Paperboard and Articles Thereof (EUR) | 485,949,903.000 Nov 2025 | monthly | Jan 1996 - Nov 2025 |
| Exports: SITC: Basic Manufactures (BM) (EUR) | 1,349,559,395.000 Nov 2025 | monthly | Jan 1996 - Nov 2025 |
| Exports: SITC: Machinery, Transport Equipment (MT) (EUR) | 2,014,207,430.000 Nov 2025 | monthly | Jan 1996 - Nov 2025 |
| Exports: SITC: Chemicals and Related Products (CP) (EUR) | 661,267,005.000 Nov 2025 | monthly | Jan 1996 - Nov 2025 |
| Imports: Europe: Russia (EUR) | 83,650,198.000 Nov 2025 | monthly | Jan 1996 - Nov 2025 |
| Imports: Europe: Netherlands (EUR) | 318,217,117.000 Nov 2025 | monthly | Jan 1996 - Nov 2025 |
| Imports: Europe: Germany (EUR) | 820,927,870.000 Nov 2025 | monthly | Jan 1996 - Nov 2025 |
| Imports: Europe: Sweden (EUR) | 704,571,577.000 Nov 2025 | monthly | Jan 1996 - Nov 2025 |
| Imports: Rest of Asia: China (EUR) | 632,142,402.000 Nov 2025 | monthly | Jan 1996 - Nov 2025 |
| Imports: sa (EUR mn) | 6,053.629 Dec 2025 | monthly | Jan 1999 - Dec 2025 |
| Imports: SITC: Machinery, Transport Equipment (MT) (EUR) | 2,449,605,918.000 Nov 2025 | monthly | Jan 1996 - Nov 2025 |
| Imports: SITC: BM: Iron and Steel (EUR) | 144,509,372.000 Nov 2025 | monthly | Jan 1996 - Nov 2025 |
| Imports: SITC: Chemicals and Related Products (CP) (EUR) | 658,401,150.000 Nov 2025 | monthly | Jan 1996 - Nov 2025 |
| Imports: SITC: Food and Live Animals (FA) (EUR) | 460,911,354.000 Nov 2025 | monthly | Jan 1996 - Nov 2025 |
| Imports: SITC: MF: Petroleum and Products (EUR) | 540,883,673.000 Nov 2025 | monthly | Jan 1996 - Nov 2025 |
| Imports: SITC (EUR) | 6,318,122,174.000 Nov 2025 | monthly | Jan 1996 - Nov 2025 |
| Exports: SITC: MT: Telecommunication, Sound Recording Equipment (EUR) | 50,003,220.00 Feb 2018 | monthly | Jan 1996 - Feb 2018 |
| BOF Forecast: Imports Volume Index: 2015=100 (2015=100) | 136.000 2028 | yearly | 2020 - 2028 |
| Import Value Index (2015=100) | 142.272 2021 | yearly | 1995 - 2021 |
| Export Value Index (2015=100) | 137.035 2021 | yearly | 1995 - 2021 |
| Monetary | Last | Frequency | Range |
|---|---|---|---|
| Non Performing Loans Ratio (%) | 1.4 Sep 2025 | quarterly | Dec 2014 - Sep 2025 |
| Household Debt: % of GDP (%) | 74.1 2024 | yearly | 1995 - 2024 |
| Non-Performing Loans (USD mn) | 8,877.528 Sep 2025 | quarterly | Dec 2014 - Sep 2025 |
| Money Supply M1 (USD mn) | 169,360.549 Dec 2025 | monthly | Jan 1980 - Dec 2025 |
| Money Supply M2 (USD mn) | 195,763.672 Dec 2025 | monthly | Jan 1980 - Dec 2025 |
| M2 Growth (%) | 3.1 Nov 2025 | monthly | Jan 1981 - Nov 2025 |
| Reserve Requirement Ratio (%) | 1.0 Nov 2025 | monthly | Jan 1999 - Nov 2025 |
| Foreign Exchange Reserves (USD mn) | 10,605.8 Dec 2025 | monthly | Jan 2000 - Dec 2025 |
| Foreign Exchange Reserves: % of GDP (%) | 3.177 Sep 2025 | quarterly | Mar 2000 - Sep 2025 |
| Foreign Exchange Reserves: Months of Import (NA) | 1.4 Nov 2025 | monthly | Jan 2000 - Nov 2025 |
| Gold Reserves (USD mn) | 6,056.950 Dec 2025 | monthly | Jan 1970 - Dec 2025 |
| Total Deposits (USD mn) | 266,484.513 Dec 2025 | monthly | Jan 1999 - Dec 2025 |
| Total Deposits Growth (%) | 0.7 Oct 2025 | monthly | Jan 2000 - Oct 2025 |
| Domestic Credit (USD mn) | 0.0 May 2025 | monthly | Jan 1999 - May 2025 |
| Domestic Credit Growth (%) | -100.0 May 2025 | monthly | Jan 2000 - May 2025 |
| Debt Service Ratio: Households (%) | 7.800 Jun 2025 | quarterly | Mar 1999 - Jun 2025 |
| Debt Service Ratio: Private Non-Financial Sector (%) | 18.700 Jun 2025 | quarterly | Mar 1999 - Jun 2025 |
| Credit to Households (USD bn) | 206.233 Jun 2025 | quarterly | Dec 1970 - Jun 2025 |
| Credit to Private Non-Financial Sector (USD bn) | 581.967 Jun 2025 | quarterly | Dec 1970 - Jun 2025 |
| Household Debt (USD mn) | 211,788.7 2024 | yearly | 1995 - 2024 |
| Total Loans (USD mn) | 340,865.619 Nov 2025 | monthly | Dec 1998 - Nov 2025 |
| Total Loans Growth (%) | 5.09 Dec 2025 | monthly | Dec 1999 - Dec 2025 |
| Private Debt: % of Nominal GDP (%) | 90.26 Sep 2025 | quarterly | Sep 1997 - Sep 2025 |
| Currency in Circulation (EUR mn) | 27,151.109 Nov 2025 | monthly | Jan 1980 - Nov 2025 |
| Monetary Aggregates: M3: M2 (EUR mn) | 166,806.127 Dec 2025 | monthly | Jan 1980 - Dec 2025 |
| Monetary Aggregates: M3 (EUR mn) | 209,942.000 Dec 2025 | monthly | Jan 1980 - Dec 2025 |
| Monetary Aggregates: M3: M2: M1: Overnight Deposits (EUR mn) | 144,308.579 Dec 2025 | monthly | Jan 1980 - Dec 2025 |
| Official Reserve Assets (EUR mn) | 19,044.000 Dec 2025 | monthly | Jan 2000 - Dec 2025 |
| Official Reserve Assets: Foreign Currency Reserve (EUR mn) | 8,813.000 Dec 2025 | monthly | Jan 2000 - Dec 2025 |
| Official Reserve Assets: Gold: incl Gold Deposits and Gold Swapped (EUR mn) | 1,767.000 Dec 2018 | monthly | Jan 2000 - Dec 2018 |
| MFIs Deposits: Euro Area (EUR mn) | 227,065.876 Dec 2025 | monthly | Jan 1999 - Dec 2025 |
| MFIs Deposits: Euro Area: in EUR: NF: Households (EUR mn) | 119,649.679 Nov 2025 | monthly | Sep 1997 - Nov 2025 |
| MFIs Loans: Euro Area: in EUR: NF: Households incl NPISH (EUR mn) | 143,505.095 Nov 2025 | monthly | Sep 1997 - Nov 2025 |
| MFIs Loans: Euro Area (EUR mn) | 295,846.926 Dec 2025 | monthly | Dec 1998 - Dec 2025 |
| Business and Economic Survey | Last | Frequency | Range |
|---|---|---|---|
| Business Confidence Growth (% Point) | 6.5 Jan 2026 | monthly | Jan 1994 - Jan 2026 |
More Indicators for Finland
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