Germany Long Term Interest Rate

1990 - 2026 | Monthly | % pa | CEIC Data

Key information about Germany Long Term Interest Rate

  • Germany Long Term Interest Rate: Month Avg: Germany: ECB Harmonised was reported at 2.81 % pa in Jan 2026, compared with 2.81 % pa in the previous month.
  • Germany Long Term Interest Rate data is updated monthly, available from Jan 1990 to Jan 2026.
  • The data reached an all-time high of 9.09 % pa in Oct 1990 and a record low of -0.65 % pa in Aug 2019.
  • Long Term Interest Rate is reported by reported by CEIC Data.

The European Central Bank provides monthly Harmonised Long Term Interest Rate. The data reflects primary market yields.


Related information about Germany Long Term Interest Rate
  • In the latest reports, Germany Short Term Interest Rate: Month End: EURIBOR: 3 Months was reported at -0.57 % pa in Nov 2021.
  • The cash rate (Policy Rate: Month End: Main Refinancing Operations) was set at 2.15 % pa in Jan 2026.
  • Germany Exchange Rate against USD averaged 0.86 (USD/EUR) in Oct 2025.

View Germany's Long Term Interest Rate from Jan 1990 to Jan 2026 in the chart:

Germany Long Term Interest Rate

What was Germany's Long Term Interest Rate in Jan 2026?

Germany Long Term Interest Rate: Month Avg: Germany: ECB Harmonised was reported at 2.81 % pa in Jan 2026, compared with 2.81 % pa in the previous month. See the table below for more data.

Last Previous Min Max Unit Frequency Range
2.81 Jan 2026 2.81 Dec 2025 -0.65 Aug 2019 9.09 Oct 1990 % pa monthly Jan 1990 - Jan 2026

Long Term Interest Rate by Country Comparison

country/region Last Frequency Range
Armenia (% pa) 10.40 Nov 2025 monthly Sep 2004 - Nov 2025
Australia (% pa) 4.75 Jan 2026 monthly Jul 1969 - Jan 2026
Austria (% pa) 3.08 Jan 2026 monthly Jan 1993 - Jan 2026
Bahrain (% pa) 5.50 Oct 2025 monthly Mar 2010 - Oct 2025
Bangladesh (% pa) 10.28 Nov 2025 monthly Dec 2003 - Nov 2025
Belgium (% pa) 3.36 Jan 2026 monthly Jun 1989 - Jan 2026
Botswana (% pa) 11.53 Oct 2025 monthly Oct 2004 - Oct 2025
Brazil (% pa) 9.19 Jan 2026 monthly Dec 1994 - Jan 2026
Bulgaria (% pa) 3.93 Jan 2026 monthly Jan 2003 - Jan 2026
Canada (% pa) 3.42 Jan 2026 monthly Jan 1993 - Jan 2026
Chile (% pa) 5.34 Jan 2026 monthly Jul 2004 - Jan 2026
China (% pa) 1.86 Nov 2025 monthly Jul 2008 - Nov 2025
Colombia (% pa) 12.70 Jan 2026 monthly Jan 2003 - Jan 2026
Croatia (% pa) 2.94 Nov 2025 monthly Dec 2005 - Nov 2025
Cyprus (% pa) 3.00 Dec 2025 monthly Jan 2001 - Dec 2025
Czech Republic (% pa) 4.65 Dec 2025 monthly Jan 2001 - Dec 2025
Denmark (% pa) 2.37 Nov 2025 monthly May 1983 - Nov 2025
Egypt (% pa) 14.40 Jan 2021 monthly Jul 2007 - Jan 2021
Estonia (% pa) 3.26 Jan 2026 monthly Jun 2020 - Jan 2026
European Union (% pa) 3.22 Jan 2026 monthly Jan 1970 - Jan 2026
Finland (% pa) 3.17 Dec 2025 monthly Aug 1991 - Dec 2025
France (% pa) 3.53 Jan 2026 monthly Jan 1986 - Jan 2026
Georgia (% pa) 9.72 Jan 2026 monthly Mar 2012 - Jan 2026
Germany (% pa) 2.81 Jan 2026 monthly Jan 1990 - Jan 2026
Ghana (% pa) 29.85 Nov 2024 monthly Sep 2004 - Nov 2024
Greece (% pa) 3.43 Jan 2026 monthly Jan 1993 - Jan 2026
Hong Kong SAR, China (% pa) 3.04 Dec 2025 monthly Jan 2010 - Dec 2025
Hungary (% pa) 6.90 Dec 2025 monthly Jan 2001 - Dec 2025
Iceland (% pa) 2.64 Jan 2026 monthly Jan 1992 - Jan 2026
India (% pa) 6.66 Dec 2025 monthly May 1996 - Dec 2025
Indonesia (% pa) 6.37 Jan 2026 monthly Oct 2008 - Jan 2026
Ireland (% pa) 3.01 Dec 2025 monthly Jan 1993 - Dec 2025
Israel (% pa) 1.85 Dec 2025 monthly Feb 1994 - Dec 2025
Italy (% pa) 3.49 Jan 2026 monthly Mar 1991 - Jan 2026
Japan (% pa) 1.66 Oct 2025 monthly Dec 1998 - Oct 2025
Kazakhstan (% pa) 12.38 Jan 2026 monthly Mar 2006 - Jan 2026
Kenya (% pa) 16.39 Jun 2024 monthly Dec 2003 - Jun 2024
South Korea (% pa) 3.61 Jan 2026 monthly Jul 2001 - Jan 2026
Latvia (% pa) 3.66 Dec 2025 monthly Jan 2001 - Dec 2025
Lebanon (% pa) 6.00 Dec 2023 monthly Mar 2005 - Dec 2023
Lithuania (% pa) 2.88 Dec 2025 monthly Jan 2001 - Dec 2025
Luxembourg (% pa) 3.05 Jan 2026 monthly Oct 1993 - Jan 2026
Malaysia (% pa) 3.50 Jan 2026 monthly Feb 1992 - Jan 2026
Malta (% pa) 3.72 Dec 2025 monthly Jan 2001 - Dec 2025
Mexico (% pa) 4.36 Jan 2026 monthly Oct 1999 - Jan 2026
Moldova (% pa) 6.50 Jul 2021 monthly Feb 2001 - Jul 2021
Mongolia (% pa) 17.50 Apr 2014 monthly Nov 2013 - Apr 2014
Morocco (% pa) 2.74 Nov 2025 monthly Jan 1998 - Nov 2025
Myanmar (% pa) 9.50 2025 yearly 1986 - 2025
Nepal (% pa) 6.50 Dec 2025 monthly Jun 1981 - Dec 2025
Netherlands (% pa) 2.97 Dec 2025 monthly Apr 1986 - Dec 2025
New Zealand (% pa) 4.61 Jan 2026 monthly Jan 1985 - Jan 2026
Norway (% pa) 1.36 Jun 2021 monthly Jan 1985 - Jun 2021
Oman (%) 4.23 Jan 2026 monthly Jun 2012 - Jan 2026
Pakistan (% pa) 11.50 Nov 2025 monthly Mar 2015 - Nov 2025
Peru (% pa) 5.79 Jan 2026 monthly May 2005 - Jan 2026
Philippines (% pa) 5.99 Jan 2026 monthly Sep 1996 - Jan 2026
Poland (% pa) 5.10 Jan 2026 monthly Jan 2001 - Jan 2026
Portugal (% pa) 3.15 Dec 2025 monthly Jul 1993 - Dec 2025
Romania (% pa) 6.72 Dec 2025 monthly Apr 2005 - Dec 2025
Russia (% pa) 14.61 Jan 2026 monthly Jan 2003 - Jan 2026
Singapore (% pa) 2.07 Jan 2026 monthly Jun 1998 - Jan 2026
Slovakia (% pa) 3.47 Dec 2025 monthly Jan 2001 - Dec 2025
Slovenia (% pa) 3.25 Dec 2025 monthly Mar 2002 - Dec 2025
South Africa (% pa) 8.40 Jan 2026 monthly Aug 2006 - Jan 2026
Spain (% pa) 3.27 Dec 2025 monthly Nov 1991 - Dec 2025
Sri Lanka (% pa) 10.96 Sep 2025 monthly Jan 2012 - Sep 2025
Sweden (% pa) 2.82 Dec 2025 monthly Jan 1987 - Dec 2025
Switzerland (% pa) 0.27 Jan 2026 monthly Jan 1988 - Jan 2026
Taiwan, China (% pa) 1.27 Oct 2025 monthly Jan 1995 - Oct 2025
Thailand (% pa) 2.01 Jan 2026 monthly Sep 1999 - Jan 2026
Tunisia (% pa) 8.88 Sep 2025 monthly Jan 2005 - Sep 2025
Turkey (% pa) 31.87 Oct 2025 monthly Jan 2010 - Oct 2025
United Kingdom (% pa) 4.63 Jan 2026 monthly Jan 1979 - Jan 2026
United States (% pa) 4.21 Jan 2026 monthly Apr 1953 - Jan 2026
Uruguay (% pa) 2.74 Jul 2021 monthly Oct 2003 - Jul 2021
Venezuela (% pa) 13.66 Sep 2018 monthly Jan 1999 - Sep 2018
Zambia (% pa) 17.50 Dec 2025 monthly Aug 2007 - Dec 2025

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Germany Key Series

Government and Public Finance Last Frequency Range
Consolidated Fiscal Balance: % of GDP (%) -2.3 Sep 2025 quarterly Dec 1991 - Sep 2025
Consolidated Fiscal Balance (USD mn) -46,923.274 Sep 2025 quarterly Mar 1991 - Sep 2025
Tax Revenue (USD mn) 289,924.014 Sep 2025 quarterly Mar 1991 - Sep 2025
Tax Revenue: % of GDP (%) 22.1 Sep 2025 quarterly Mar 1991 - Sep 2025
National Government Debt (USD mn) 3,271,285.0 Sep 2025 quarterly Mar 2000 - Sep 2025
Government Debt: % of GDP (%) 62.3 Jun 2025 quarterly Mar 2000 - Jun 2025
Forecast: Government Expenditure (EUR bn) 2,707.148 2030 yearly 1991 - 2030
Forecast: Government Net Debt (EUR bn) 3,815.153 2030 yearly 1991 - 2030
Forecast: Government Revenue (EUR bn) 2,497.167 2030 yearly 1991 - 2030
Foreign Trade Last Frequency Range
Forecast: Exports of Goods Growth (%) 2.600 2030 yearly 1980 - 2030
Trade Balance (USD mn) 20,000.7 Dec 2025 monthly Jan 1957 - Dec 2025
Total Exports (USD mn) 156,059.2 Dec 2025 monthly Jan 1957 - Dec 2025
Total Exports Growth (%) 2.7 Dec 2025 monthly Jan 1951 - Dec 2025
Aluminum: Exports (USD th) 11,279,159.417 2024 yearly 1995 - 2024
Exports: Medicament (USD th) 70,970,902.063 2024 yearly 1995 - 2024
Exports: Medicinal and Pharmaceutical Product (USD th) 54,214,028.985 2024 yearly 1995 - 2024
Total Imports (USD mn) 136,070.2 Dec 2025 monthly Jan 1957 - Dec 2025
Total Imports Growth (%) 5.6 Dec 2025 monthly Jan 1951 - Dec 2025
Imports: Medicament (USD th) 36,738,204.645 2024 yearly 1995 - 2024
Imports: Medicinal and Pharmaceutical Product (USD th) 41,845,878.903 2024 yearly 1995 - 2024
Total Exports to USA (USD mn) 14,262.983 Oct 2025 monthly Sep 1977 - Oct 2025
Total Imports from USA (USD mn) 9,286.030 Dec 2025 monthly Jul 1990 - Dec 2025
Total Exports to China (USD mn) 7,459.434 Nov 2025 monthly Jan 2000 - Nov 2025
Total Imports from China (USD mn) 18,138.394 Nov 2025 monthly Jan 2000 - Nov 2025
Motor Vehicle Exports: Car (Unit) 217,815.000 Dec 2025 monthly Jul 2000 - Dec 2025
Exports: SITC: Machinery and Mechanical Appliances (EUR th) 22,223,382.000 Oct 2025 monthly Jan 2008 - Oct 2025
Imports: SITC: Electrical Machinery, TV Image and Sound Reproducing (EUR th) 17,985,372.000 Oct 2025 monthly Jan 2008 - Oct 2025
Imports: SITC: Pharmaceutical Products (EUR th) 6,126,580.000 Oct 2025 monthly Jan 2008 - Oct 2025
Exports: SITC: Electrical Machinery, TV Image and Sound Reproducing (EUR th) 14,774,374.000 Nov 2025 monthly Jan 2008 - Nov 2025
Imports: SITC: Vehicles, Motorcycles & Bicycles (EUR th) 12,975,615.000 Oct 2025 monthly Jan 2008 - Oct 2025
Exports: SITC: Vehicles, Motorcycles & Bicycles (EUR th) 22,761,978.000 Oct 2025 monthly Jan 2008 - Oct 2025
Imports: SITC: Machinery and Mechanical Appliances (EUR th) 15,076,653.000 Oct 2025 monthly Jan 2008 - Oct 2025
Imports: SITC: Mineral Fuels & Oils, Bituminous Substances (EUR th) 8,174,804.000 Oct 2025 monthly Jan 2008 - Oct 2025
Exports: SITC: Plastics & Articles Thereof (EUR th) 5,891,117.000 Oct 2025 monthly Jan 2008 - Oct 2025
Exports: SITC: Iron & Steel (EUR th) 2,105,745.000 Nov 2025 monthly Jan 2008 - Nov 2025
Imports: SITC: Iron & Steel (EUR th) 2,040,086.000 Nov 2025 monthly Jan 2008 - Nov 2025
Exports: China (EUR th) 6,535,998.000 Oct 2025 monthly Jan 2000 - Oct 2025
Imports cif (EUR mn) 104,952.656 Dec 2025 monthly Jan 1950 - Dec 2025
Exports fob (EUR mn) 118,553.555 Dec 2025 monthly Jan 1950 - Dec 2025
Exports fob: YoY (%) 4.200 Oct 2025 monthly Jan 2001 - Oct 2025
Imports cif: YoY (%) 2.700 Oct 2025 monthly Jan 2001 - Oct 2025
Exports fob: swda (EUR bn) 133.270 Dec 2025 monthly Jan 1950 - Dec 2025
Imports cif: swda (EUR bn) 116.200 Dec 2025 monthly Jan 1950 - Dec 2025
Trade Balance: swda (EUR bn) 17.080 Dec 2025 monthly Jan 1950 - Dec 2025
Exports: SITC: Pharmaceutical Products (EUR th) 9,510,298.000 Nov 2025 monthly Jan 2008 - Nov 2025
Exports Value: HS: Photosensitive Semiconductor Devices, Photovoltaic Cells asse... (EUR th) 25,537.000 Sep 2025 monthly Jan 2021 - Sep 2025
Imports Value: HS: Photosensitive Semiconductor Devices, Light Emitting Diodes (... (EUR th) 73,359.000 Oct 2025 monthly Jan 2021 - Oct 2025
Balance of Payments Last Frequency Range
Direct Investment Abroad (USD mn) 3,702.5 Dec 2025 monthly Jan 1971 - Dec 2025
Current Account Balance (USD mn) 12,178.4 Dec 2025 monthly Jan 1991 - Dec 2025
Current Account Balance: % of GDP (%) 3.1 Dec 2025 quarterly Mar 1991 - Dec 2025
Foreign Direct Investment (USD mn) -22,553.7 Dec 2025 monthly Jan 1971 - Dec 2025
Foreign Direct Investment: % of GDP (%) 1.5 Sep 2025 quarterly Mar 1991 - Sep 2025
Foreign Portfolio Investment (USD mn) 50,888.238 Dec 2025 quarterly Mar 1971 - Dec 2025
Foreign Portfolio Investment: % of GDP (%) 6.4 Sep 2025 quarterly Mar 1971 - Sep 2025
Foreign Portfolio Investment: Equity Securities (USD mn) -5,082.3 Sep 2025 quarterly Mar 1971 - Sep 2025
Foreign Portfolio Investment: Debt Securities (USD mn) 67,115.610 Dec 2025 quarterly Mar 1971 - Dec 2025
External Debt (USD mn) 7,965,114.8 Sep 2025 quarterly Jun 1999 - Sep 2025
External Debt: % of GDP (%) 147.6 2024 yearly 1999 - 2024
External Debt: Short Term (USD mn) 2,905,517.9 Sep 2025 quarterly Mar 2004 - Sep 2025
External Debt: Short Term: % of GDP (%) 52.5 2024 yearly 2004 - 2024
Total Debt: % of GDP (%) 594.6 Sep 2025 quarterly Mar 1999 - Sep 2025
Forecast: Current Account Balance (USD bn) 253.996 2030 yearly 1980 - 2030
Net International Investment Position (USD mn) 4,118,779.652 Sep 2025 quarterly Dec 1957 - Sep 2025
Insolvency (IN): No of Proceedings (NP) (Unit) 10,200.000 Oct 2025 monthly Jan 2003 - Oct 2025
DE: BOP: Net Errors and Omissions (USD mn) 38,264.366 2024 yearly 1971 - 2024
DE: BOP: Financial Account: Portfolio Investment: Net (USD mn) 34,336.677 2024 yearly 1971 - 2024
DE: BOP: Current Account: Personal Remittances: Paid (USD mn) 23,662.388 2024 yearly 1971 - 2024
DE: BOP: Current Account: Personal Remittances: Received (USD mn) 21,225.006 2024 yearly 1971 - 2024
Monetary Last Frequency Range
Non Performing Loans Ratio (%) 1.5 2023 yearly 2005 - 2023
Household Debt: % of GDP (%) 48.9 Sep 2025 quarterly Dec 1991 - Sep 2025
Money Supply M1 (USD mn) 3,396,398.412 Dec 2025 monthly Jan 1957 - Dec 2025
Money Supply M2 (USD mn) 4,742,282.896 Dec 2025 monthly Jan 1969 - Dec 2025
M2 Growth (%) 3.4 Dec 2025 monthly Jan 1970 - Dec 2025
Reserve Requirement Ratio (%) 1.0 Dec 2025 monthly Jan 1999 - Dec 2025
Foreign Exchange Reserves (USD mn) 37,291.6 Jan 2026 monthly Jan 1957 - Jan 2026
Foreign Exchange Reserves: % of GDP (%) 0.713 Dec 2025 quarterly Dec 1991 - Dec 2025
Foreign Exchange Reserves: Months of Import (NA) 0.3 Dec 2025 monthly Jan 1957 - Dec 2025
Gold Reserves (USD mn) 545,805.551 Jan 2026 monthly Dec 1998 - Jan 2026
Total Deposits (USD mn) 7,188,745.993 Dec 2025 monthly Sep 1997 - Dec 2025
Total Deposits Growth (%) 2.2 Dec 2025 monthly Sep 1998 - Dec 2025
Domestic Credit (USD mn) 0.0 May 2025 monthly Jan 1999 - May 2025
Domestic Credit Growth (%) -100.0 May 2025 monthly Jan 2000 - May 2025
Debt Service Ratio: Households (%) 5.400 Jun 2025 quarterly Mar 1999 - Jun 2025
Debt Service Ratio: Private Non-Financial Sector (%) 12.400 Jun 2025 quarterly Mar 1999 - Jun 2025
Credit to Households (USD bn) 2,536.840 Jun 2025 quarterly Dec 1970 - Jun 2025
Credit to Private Non-Financial Sector (USD bn) 7,157.690 Jun 2025 quarterly Mar 1955 - Jun 2025
Household Debt (USD mn) 2,543,326.6 Sep 2025 quarterly Mar 1991 - Sep 2025
Total Loans (USD mn) 8,682,421.926 Dec 2025 monthly Jan 1957 - Dec 2025
Total Loans Growth (%) 1.26 Dec 2025 monthly Dec 1949 - Dec 2025
Private Debt: % of Nominal GDP (%) 73.24 Sep 2025 quarterly Dec 1991 - Sep 2025
Business and Economic Survey Last Frequency Range
Business Confidence Growth (% Point) 9.6 Dec 2025 monthly Jan 1992 - Dec 2025
Business Climate: Balance: sa: Manufacturing Industry (NA) -14.776 Dec 2025 monthly Jan 1991 - Dec 2025
Business Assessment: Balance: Manufacturing Industry (NA) -21.200 Dec 2025 monthly Jan 1991 - Dec 2025
Economic Expectation Indicator: Germany (%) 45.800 Dec 2025 monthly Dec 1991 - Dec 2025
Current Economic Situation Indicator: Germany: Balance (%) -81.000 Dec 2025 monthly Dec 1991 - Dec 2025
Leading Economic Index (2016=100) 88.000 Nov 2025 monthly Jan 1965 - Nov 2025

More Indicators for Germany

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